Tag turkey drive

AIUA recently announced significant changes to their homeowners insurance policies which will become affective June 1, 2016. AIUA has typically been seen as the “insurer of last resort” due to the majority of their lower premium programs being offered having an Actual Cash Value, or ACV, settlement method. An ACV settlement method means the insurance company will pay you the depreciated value of your property (home, contents) in the event of a claim. That means that many property owners would not be able to afford to pay to rebuild or repair their homes in the event of a storm because the depreciated value is so much lower than the actual cost to repair or replace. Alabama Department of Insurance Commissioner, Jim Ridling, was quoted as saying: “If you drive from here to New Orleans, you get a good view of what happens when people cannot afford to rebuild. There are still abandoned homes, slabs, blue tarps and abandoned businesses from the Mississippi border to New Orleans. I do not want that to happen in the state of Alabama when we have a storm.”

The more favorable settlement method, and that used most often sold by SSIA is the Replacement Cost Value, or RCV, settlement method. This settlement type pays you for the cost to replace your property with items of like kind in the event of a claim. Check out our quick, 2-minute video which describes the two settlement types.

The policy changes which AIUA has just announced will provide policyholders with the option of purchasing the RCV settlement method for a smaller fee than previously offered, however the coverage the AIUA policies offer is still very limited as compared the policies that can obtained through the many carriers writing coverage along the coast. SSIA’s experienced agents can walk you through the benefits of obtaining better coverage while also finding you the best rates available with an RCV settlement method. Don’t let your property go under-protected, as the cost savings you see now may come back to haunt you in the form of high deductibles or inadequate settlement payment after a storm.

Why wait until June to look at changes? Obtain a fast, free, real-time insurance quote in just 5 minutes or less with no personal information via our online quote portal: www.ssiaquote.com.

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South Shore Insurance Agency is proud to announce our recent appointment with Safeco Insurance.Safeco Insurance

Originally founded in 1923, Safeco Insurance is an industry leader, providing comprehensive personal lines insurance products, including homeowners insurance, as well as auto, boat and RV insurance, at competitive prices. SSIA is proud to offer Safeco products to our customers because they share our mission – to not just provide the best product options at the best price, but to help educate and grow with our customers as their lives and needs change.

Contact one of our agents today to learn more about insurance options with Safeco Insurance – 251.923.4463 or email them directly at admin@sshoreins.com.

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TurkeySSIA is proud to once again sponsor the Great Turkey Drive. This 2nd annual fundraiser helps us raise funds to provide a turkey and holiday meal families seeking assistance through Catholic Social Services Mobile and Baldwin Counties. And SSIA will once again MATCH every donation “turkey for turkey” until we feed every family CSS serves this holiday.

Every $15 donation received provides the following to a needy family:

  • One 10-12 lb turkey
  • 2 sides of Corn
  • 2 sides of Green Beans
  • 1 side of Stuffing
  • 1 side of Cranberry Sauce
  • 1 side of Potatoes

Commitment forms are available by clicking here. Please complete the form and return as indicated by Monday, Dec. 7th via email to anne@sshoreins.com or fax to 251.923.4464.

Cain’s Piggly Wiggly has been kind enough to provide all products purchased at cost for this year’s Turkey Drive. Please try to support them with your patronage.

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South Shore Insurance is proudly sponsoring a Great Turkey Drive!

2014 Great Turkey Drive

Every $15 donation received will enable us to donate one 10-12 lb. turkey to feed a family at Christmas. South Shore Insurance will match all donations “turkey for turkey” until we provide a turkey for every family Catholic Social Services currently serves in our area.

 

Catholic Social Services benefits any needy family or individual, regardless of religious affiliation. To participate, complete the Turkey Drive Commitment Form and return to mindy@sshoreins.com by Wednesday, December 3rd. You can also fax the form to (251) 923-4464. Donations may be paid via check or credit/debit card. Thank you for your help in providing meals to needy families!

Cain’s Piggly Wiggly has been kind enough to provide turkeys at cost for this year’s Turkey Drive. Please support them with your patronage.

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